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Text · Comparison of two versions

Changes from plenary report to adopted text

A-10-2026-0186 → TA-10-2026-0251

From
A-10-2026-0186 Plenary report of 26 Jun 2026
To
TA-10-2026-0251 Adopted text of 7 Jul 2026
Changes
8 changes to the text
Paragraphs
+5 added · −9 removed · 10 changed
More facts (3)
Title (from)
on digital assets – challenges for the competitiveness and integrity of the European Union’s financial system
Title (to)
Digital assets – challenges for the competitiveness and integrity of the European Union’s financial system
AI: What changed, in short Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Adds a paragraph expressing concern about US dollar-denominated stablecoins and their risks to EU monetary sovereignty and financial stability.7 Other changes are formal: correcting decimal separators, regulation numbers, and stray footnote markers.1234

The notes class 1 change as substance, 7 as formal, 0 as wording only.

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Changes that matter, 8

Changes to the text in document order — the ones the change notes describe. Cover page, renumbering and punctuation-only edits are left out (see “Every difference”); changes to citations and references stay in and are marked as formal in the notes.

Change 1

ChangedA. whereas, according to the ECB’s November 2024 Consumer Expectations Survey, an average of 9.79,7 % of survey respondents or someone in their household owned crypto-assets, of which 54 % reported holdings with a value of below EUR 1 000 and 91 % reported holdings with a value of below EUR 20 000;

AI: Note on change 1 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Replaces decimal point with comma in percentage figure.

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Change 2

ChangedB. whereas the total global market capitalisation of crypto-assets stood at EUR 2.03 trillion on 10 February 2026 with a market share of 12.912,9 %, or EUR 261 billion, for stablecoins, according to private data sources; whereas, according to ECB Working Paper No 3199, market expectations indicate robust growth in stablecoin issuance;

AI: Note on change 2 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Replaces decimal point with comma in percentage figure.

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Change 3

ChangedD. whereas in 2025 the global crypto workforce stood at over 1.61,6 million professionals, of which the EU hosts a large but declining share, on the basis of private data sources;

AI: Note on change 3 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Replaces decimal point with comma in number.

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Change 4

ChangedE. whereas Article 2(1) of Regulation (EU) 2022/8583on2022/858on the digital ledger technology pilot regime defines ‘distributed ledger technology’ or ‘DLT’ as ‘a technology that enables the operation and use of distributed ledgers’; whereas Article 2(2) defines a ‘distributed ledger’ as an ‘information repository that keeps records of transactions and that is shared across, and synchronised between, a set of DLT network nodes using a consensus mechanism’;

AI: Note on change 4 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Corrects regulation number from 2022/8583 to 2022/858.

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Change 5

ChangedF. whereas Regulation (EU) 2023/1114 on markets in crypto-assets4crypto-assets (MiCAR) establishes a harmonised framework in the EU for crypto-assets by distinguishing between three main categories, namely electronic money tokens, which seek to stabilise their value by referencing a single official currency, asset-referenced tokens, which aim to maintain a stable value by referencing another value or right or a combination thereof, including one or more official currencies, and other crypto-assets, meaning a digital representation of a value or of a right that is able to be transferred and stored electronically using a distributed ledger or similar technology, and do not fall within the other categories;

AI: Note on change 5 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Removes stray footnote number after 'crypto-assets'.

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Change 6

Changed5. Acknowledges that the EU was among the first jurisdictions to adopt and implement a dedicated regime for crypto-assets, with MiCAR, and to apply DLT technology in the financial sector; calls on the Commission, in close cooperation with the EBA, ESMA, the Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) and national competent authorities, to ensure the effective enforcement of MiCAR; calls on the Member States to refrain from introducing additional requirements and liabilities beyond the frameworks of MiCAR or the Transfer of Funds Regulation5;Regulation;

AI: Note on change 6 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Removes stray footnote number after 'Regulation'.

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Change 7

Added20. Notes with concern the continued rapid expansion and dominance of US dollar-denominated stablecoins, which could weaken the EU’s monetary sovereignty, increase financial stability risks, impair the transmission of monetary policy and reinforce external dependencies in payments;

AI: Note on change 7 · substance Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Adds paragraph expressing concern about US dollar-denominated stablecoins and their potential impact on EU monetary sovereignty and financial stability.

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Change 8

Changed22.23. Welcomes the provisional agreement on the proposals for a directive6directive and regulation7regulation on payment services and the simplified authorisation solution for crypto asset service providers already authorised under MiCAR to avoid unnecessary regulatory overlap, which would be subject to a streamlined procedure, while keeping appropriate risk controls and providing only services specified in the application;

AI: Note on change 8 · formal Written by AI from the official text — check the source · deepseek-v4-flash · 4 Sept 2026

Renumbers paragraph and removes stray footnote numbers after 'directive' and 'regulation'.

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Sources & citation

Where the facts on this page come from, and how to cite it.

Data source
Licensed CC BY 4.0.
Retrieved
25 September 2026

Cite as

European Parliament (2026). “Changes between A-10-2026-0186 and TA-10-2026-0251”. Text, 7 July 2026. from A-10-2026-0186, to TA-10-2026-0251, reference 2025/2208(INI). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/texts/A-10-2026-0186/compare/TA-10-2026-0251 (retrieved 25 September 2026). Data: European Parliament Open Data, https://data.europarl.europa.eu/ (CC BY 4.0).
BibTeX
@misc{epw-text-2026-07-07,
  author = {{European Parliament}},
  title = {{Changes between A-10-2026-0186 and TA-10-2026-0251}},
  year = {2026},
  date = {2026-07-07},
  howpublished = {\url{https://news.eu-parl.st-solutions.dev/texts/A-10-2026-0186/compare/TA-10-2026-0251}},
  url = {https://news.eu-parl.st-solutions.dev/texts/A-10-2026-0186/compare/TA-10-2026-0251},
  urldate = {2026-09-25},
  publisher = {EU Parl Watch Research},
  note = {Text. from A-10-2026-0186, to TA-10-2026-0251, reference 2025/2208(INI). Data: European Parliament Open Data (CC BY 4.0)}
}