Skip to content

Dossier · Ordinary legislative procedure

Payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC

Reference
2023/0209(COD) Ordinary legislative procedure
Where it stands
Parliament’s committee approved the deal reached with the Council on 5 May 2026; the plenary vote on it is still to come.
Stage
First reading
Lead committee
Economic and Monetary Affairs ECON
More facts (5)
Rapporteurs
MEP #118949, Morten LØKKEGAARD
Shadow rapporteurs
11 members
Decisions in plenary
None yet
Versions
3 versions
Opinions from
JURI

Where it stands

The steps of this kind of dossier and how far it has come, from the procedure file.

  1. Referred to committee (done) 11 September 2023
  2. Committee work (done) Report adopted 14 February 2024
  3. Tabled for plenary (done) 21 February 2024
  4. Plenary vote (done) Adopted 23 April 2024
  5. Negotiations with the Council (current step) Deal approved in committee 5 May 2026
  6. Published as law (to come)

A proposed EU law. Parliament and the Council must agree on the same text: Parliament adopts its position, then negotiates with the Council.

People

Committees and members responsible for the dossier, as the procedure file names them. Groups as recorded there.

Lead committee
Economic and Monetary Affairs ECON
Rapporteurs
MEP #118949 (Renew) former member, Morten LØKKEGAARD (Renew)
Shadow rapporteurs
Lídia PEREIRA (EPP), René REPASI (S&D), MEP #197496 (S&D) former member, Tomáš KUBÍN (Patriots), Marlena MALĄG (ECR), MEP #204420 (Greens) former member, MEP #197767 (ECR) former member, Virginijus SINKEVIČIUS (Greens), MEP #132191 (ID) former member, Jussi SARAMO (The Left), MEP #205452 (The Left) former member
Opinion: JURI
Legal Affairs

Decisions in plenary, 0

Every decision Parliament took on this dossier, newest first.

No plenary decision on this dossier is in the records yet.

Voting grid

Export

Every roll-call vote on the dossier, in date and voting order, with each group's line at the date of the vote.

No roll-call vote was recorded on this dossier.

Add members’ columns
The people on this dossier — pick up to 6. Each gets a column with their own position.

Versions, 3

The text of the dossier, version by version, newest first. Compare shows what changed between two consecutive versions.

  1. Adopted by Parliament23 Apr 2024

    Adopted text TA9-0297/2024 TA-9-2024-0297

    Compare with tabled for plenary

  2. Tabled for plenary21 Feb 2024

    Report A9-0046/2024 A-9-2024-0046

    Compare with committee draft

  3. Committee draft13 Nov 2023

    Draft report (ECON) ECON-PR-753780

AI: Each version in short Written by AI from the official text — check the source
  • Adopted text TA9-0297/2024: Parliament's position at first reading on a proposed directive on payment services and electronic money services in the internal market. It replaces Directives (EU) 2015/2366 and 2009/110/EC and amends Directive 98/26/EC.
  • Report A9-0046/2024: Parliament's amended version of the Commission proposal for a directive on payment services and electronic money services in the Internal Market. It sets a single authorisation for payment institutions, including those issuing electronic money, with harmonised prudential rules, supervision and cross-border cooperation.
  • Draft report (ECON): This is the rapporteur's draft report on the Commission proposal for a directive on payment services and electronic money services in the Internal Market, which would amend Directive 98/26/EC and repeal Directives 2015/2366/EU and 2009/110/EC.

Report a problem

What changed

Between consecutive versions of the text, newest pair first.

No overview of what changed between versions is available for this dossier. The “Compare” links under Versions show every change between two versions.

Timeline, 11

Every recorded step, newest first, grouped by stage; the latest stage is open.

Negotiations with the Council 5 steps · 9 Jul 2025–5 May 2026
  1. 5 May 2026

    Committee approved the deal reached with the Council

    The provisional agreement from the trilogues goes to the whole Parliament for a vote.

    ECON-AG-787673

  2. 26 November 2025

    Trilogue meeting

    Negotiation between Parliament, Council and Commission on a common text.

  3. 23 October 2025

    Trilogue meeting

    Negotiation between Parliament, Council and Commission on a common text.

  4. 23 September 2025

    Trilogue meeting

    Negotiation between Parliament, Council and Commission on a common text.

  5. 9 July 2025

    Trilogue meeting

    Negotiation between Parliament, Council and Commission on a common text.

Plenary stage 2 steps · 21 Feb 2024–23 Apr 2024
  1. 23 April 2024

    Plenary vote

    Sitting of 23 Apr 2024 Adopted text TA9-0297/2024Report A9-0046/2024

  2. 21 February 2024

    Report tabled for plenary

    This is the text all MEPs vote on. Political groups can still table amendments to it.

    Report A9-0046/2024

Committee stage 4 steps · 11 Sept 2023–14 Feb 2024
  1. 14 February 2024

    Committee vote: report adopted

    ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.

  2. 4 December 2023

    Amendments tabled in committee

    Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.

    Amendments in committee (ECON)

  3. 13 November 2023

    Draft report published

    The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.

    Draft report (ECON)

  4. 11 September 2023

    Referred to the ECON (Economic and Monetary Affairs) committee

    The lead committee prepares the report; JURI (Legal Affairs) gives an opinion.

Connections

Texts, decisions, people and other dossiers related to this one.

No connections found for this item.

Sources & citation

Where the facts on this page come from, and how to cite it.

Data source
Licensed CC BY 4.0.
Retrieved
25 September 2026

Cite as

European Parliament (2026). “Payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC”. Dossier. reference 2023/0209(COD). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/dossiers/2023-0209 (retrieved 25 September 2026). Official source: Legislative Observatory (OEIL), 2023/0209(COD), https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2023%2F0209(COD). Data: European Parliament Open Data, https://data.europarl.europa.eu/ (CC BY 4.0).
BibTeX
@misc{epw-dossier-2023-0209,
  author = {{European Parliament}},
  title = {{Payment services and electronic money services in the Internal Market amending Directive 98/26/EC and repealing Directives 2015/2366/EU and 2009/110/EC}},
  year = {2026},
  howpublished = {\url{https://news.eu-parl.st-solutions.dev/dossiers/2023-0209}},
  url = {https://news.eu-parl.st-solutions.dev/dossiers/2023-0209},
  urldate = {2026-09-25},
  publisher = {EU Parl Watch Research},
  note = {Dossier. reference 2023/0209(COD). Official source: https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2023\%2F0209(COD). Data: European Parliament Open Data (CC BY 4.0)}
}