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Dossier · Own-initiative report

Banking Union – annual report 2025

Reference
2025/2136(INI) Own-initiative report
Where it stands
Parliament adopted the text on 30 April 2026. This is its final position on the matter.
Stage
Parliament’s position
Lead committee
Economic and Monetary Affairs ECON
More facts (5)
Author
Evelyn REGNER
Shadow rapporteurs
6 members
Decisions in plenary
1
Versions
3 versions

Where it stands

The steps of this kind of dossier and how far it has come, from the procedure file.

  1. Referred to committee (done) 10 July 2025
  2. Committee work (done) Report adopted 18 March 2026
  3. Tabled for plenary (done) 30 March 2026
  4. Plenary vote (done) Adopted 30 April 2026
  5. Parliament’s position (done) Final

Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.

People

Committees and members responsible for the dossier, as the procedure file names them. Groups as recorded there.

Lead committee
Economic and Monetary Affairs ECON
Author
Evelyn REGNER (S&D)

Decisions in plenary, 1

Every decision Parliament took on this dossier, newest first.

Effect: what the decision did. Final vote: for–against–abstained, and how it was recorded.
DateDecisionKindEffectFinal vote
30 Apr 2026Banking Union – annual report 2025 ResolutionsAdopted376 for, 187 against, 17 abstained by roll call

Voting grid

Export

Every roll-call vote on the dossier, in date and voting order, with each group's line at the date of the vote.

Each group's clear line at the date of the vote: a position with at least two thirds of the group's votes (at least 10 members voting), otherwise Divided; “< 10 voted” when fewer took part. Result: outcome, for–against–abstained (method).

  1. Adopted 380–154–40

    The Left
    Divided
    Greens
    For
    S&D
    For
    Renew
    For
    EPP
    For
    ECR
    Against
    Patriots
    Divided
    ESN
    Against
  2. Adopted 309–242–14

    The Left
    For
    Greens
    For
    S&D
    For
    Renew
    For
    EPP
    Against
    ECR
    Against
    Patriots
    Divided
    ESN
    For
  3. Rejected 263–310–8

    The Left
    For
    Greens
    For
    S&D
    For
    Renew
    For
    EPP
    Against
    ECR
    Against
    Patriots
    Against
    ESN
    Against
  4. Adopted 492–50–33

    The Left
    For
    Greens
    For
    S&D
    For
    Renew
    For
    EPP
    For
    ECR
    For
    Patriots
    Divided
    ESN
    Abst.
  5. Adopted 297–248–22

    The Left
    For
    Greens
    For
    S&D
    For
    Renew
    For
    EPP
    Against
    ECR
    Against
    Patriots
    Divided
    ESN
    For
  6. Rejected 127–309–143

    The Left
    For
    Greens
    Divided
    S&D
    Abst.
    Renew
    Against
    EPP
    Against
    ECR
    Divided
    Patriots
    Against
    ESN
    Divided
  7. Adopted 376–187–17

    The Left
    Divided
    Greens
    For
    S&D
    For
    Renew
    For
    EPP
    For
    ECR
    Against
    Patriots
    Against
    ESN
    Against
Add members’ columns
The people on this dossier — pick up to 6. Each gets a column with their own position.

Versions, 3

The text of the dossier, version by version, newest first. Compare shows what changed between two consecutive versions.

  1. Adopted by Parliament30 Apr 2026

    Adopted text TA10-0159/2026 TA-10-2026-0159

    Compare with tabled for plenary

  2. Tabled for plenary30 Mar 2026

    Report A10-0079/2026 A-10-2026-0079

    Compare with committee draft

  3. Committee draft3 Dec 2025

    Draft report (ECON) ECON-PR-779660

AI: Each version in short Written by AI from the official text — check the source
  • Adopted text TA10-0159/2026: This resolution on the Banking Union annual report 2025 welcomes progress under the Single Supervisory Mechanism and Single Resolution Mechanism, and calls for completing the Banking Union, including a European Deposit Insurance Scheme.
  • Report A10-0079/2026: This resolution is Parliament's annual report on the Banking Union for 2025. It welcomes progress under the Single Supervisory Mechanism and Single Resolution Mechanism, calls for completing the Banking Union including a European Deposit Insurance Scheme, and addresses supervision, resolution, and deposit insurance.
  • Draft report (ECON): This draft report on the Banking Union annual report 2025 welcomes progress with the Single Supervisory Mechanism and the Single Resolution Mechanism, and calls for the full completion of the Banking Union, including a fully fledged European Deposit Insurance Scheme.

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What changed, 2

Between consecutive versions, newest pair first. The overviews are written by AI from the two texts; the comparison shows every change.

  1. Latest Tabled for plenary → Adopted by Parliament Report A10-0079/2026 → Adopted text TA10-0159/2026

    AI: What changed Written by AI from the official text — check the source

    The only substantive change removes a call for stronger supervisory guidance on climate alignment.

    Read the changes · Report a problem

    Compare the two versions

  2. Committee draft → Tabled for plenary Draft report (ECON) → Report A10-0079/2026

    AI: What changed Written by AI from the official text — check the source

    The report broadens its scope to include new topics such as NBFIs, geopolitical impacts, and the Savings and Investments Union, while softening calls for a fully fledged EDIS. It adds new paragraphs on interest rate disparities, cross-border retail banking, digital euro progress, and NBFI risks, while removing calls for a bank solidarity contribution. It updates paragraphs on Basel III, crypto-assets, and crisis management, adding details on implementation and equivalence reviews. It adds a note on risk sharing and updates financial indicators, and changes the tone on EDIS to gradual development. The other changes are formal: renumbering of paragraphs and minor wording adjustments.

    Read the changes · Report a problem

    Compare the two versions

Timeline, 6

Every recorded step, newest first, grouped by stage; the latest stage is open.

Plenary stage 2 steps · 30 Mar 2026–30 Apr 2026
  1. 30 April 2026

    Plenary vote

    Sitting of 30 Apr 2026 Report A10-0079/2026Adopted text TA10-0159/2026

  2. 30 March 2026

    Report tabled for plenary

    This is the text all MEPs vote on. Political groups can still table amendments to it.

    Report A10-0079/2026

Committee stage 4 steps · 10 Jul 2025–18 Mar 2026
  1. 18 March 2026

    Committee vote: report adopted

    ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.

  2. 19 January 2026

    Amendments tabled in committee

    Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.

    Amendments in committee (ECON)

  3. 3 December 2025

    Draft report published

    The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.

    Draft report (ECON)

  4. 10 July 2025

    Referred to the ECON (Economic and Monetary Affairs) committee

    The lead committee prepares Parliament’s report.

Connections

Texts, decisions, people and other dossiers related to this one.

Texts voted on

Other dossiers of the same rapporteur

Dossiers sharing a running issue

Sources & citation

Where the facts on this page come from, and how to cite it.

Data source
Licensed CC BY 4.0.
Retrieved
25 September 2026

Cite as

European Parliament (2026). “Banking Union – annual report 2025”. Dossier, 30 April 2026. procId 2025-2136, reference 2025/2136(INI). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/dossiers/2025-2136 (retrieved 25 September 2026). Official source: Procedure file (Legislative Observatory, OEIL), https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025%2F2136(INI). Data: EP Open Data API: procedure record, https://data.europarl.europa.eu/api/v2/procedures/2025-2136 (CC BY 4.0).
BibTeX
@misc{epw-dossier-2025-2136,
  author = {{European Parliament}},
  title = {{Banking Union – annual report 2025}},
  year = {2026},
  date = {2026-04-30},
  howpublished = {\url{https://news.eu-parl.st-solutions.dev/dossiers/2025-2136}},
  url = {https://news.eu-parl.st-solutions.dev/dossiers/2025-2136},
  urldate = {2026-09-25},
  publisher = {EU Parl Watch Research},
  note = {Dossier. procId 2025-2136, reference 2025/2136(INI). Official source: https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025\%2F2136(INI). Data: EP Open Data API: procedure record (CC BY 4.0)}
}