Dossier · Own-initiative report
Banking Union – annual report 2025
- Reference
- 2025/2136(INI) Own-initiative report
- Where it stands
- Parliament adopted the text on 30 April 2026. This is its final position on the matter.
- Stage
- Parliament’s position
- Lead committee
- Economic and Monetary Affairs ECON
More facts (5)
- Author
- Evelyn REGNER
- Shadow rapporteurs
- 6 members
- Decisions in plenary
- 1
- Last vote
- 30 Apr 2026 · Adopted
- Versions
- 3 versions
Where it stands
The steps of this kind of dossier and how far it has come, from the procedure file.
- Referred to committee (done) 10 July 2025
- Committee work (done) Report adopted 18 March 2026
- Tabled for plenary (done) 30 March 2026
- Plenary vote (done) Adopted 30 April 2026
- Parliament’s position (done) Final
Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.
People
Committees and members responsible for the dossier, as the procedure file names them. Groups as recorded there.
- Lead committee
- Economic and Monetary Affairs ECON
- Author
- Evelyn REGNER (S&D)
- Shadow rapporteurs
- Michalis HADJIPANTELA (EPP), Auke ZIJLSTRA (Patriots), Marlena MALĄG (ECR), Gilles BOYER (Renew), Virginijus SINKEVIČIUS (Greens), Jussi SARAMO (The Left)
Decisions in plenary, 1
Every decision Parliament took on this dossier, newest first.
| Date | Decision | Kind | Effect | Final vote |
|---|---|---|---|---|
| 30 Apr 2026 | Banking Union – annual report 2025 | Resolutions | Adopted | 376 for, 187 against, 17 abstained by roll call |
Every roll-call vote on the dossier, in date and voting order, with each group's line at the date of the vote.
Each group's clear line at the date of the vote: a position with at least two thirds of the group's votes (at least 10 members voting), otherwise Divided; “< 10 voted” when fewer took part. Result: outcome, for–against–abstained (method).
- 30 Apr 2026 Paragraph 4 — part 1
Adopted 380–154–40
- The Left
- Divided
- Greens
- For
- S&D
- For
- Renew
- For
- EPP
- For
- ECR
- Against
- Patriots
- Divided
- ESN
- Against
- 30 Apr 2026 Paragraph 4 — part 2
Adopted 309–242–14
- The Left
- For
- Greens
- For
- S&D
- For
- Renew
- For
- EPP
- Against
- ECR
- Against
- Patriots
- Divided
- ESN
- For
- 30 Apr 2026 Paragraph 4 — part 3
Rejected 263–310–8
- The Left
- For
- Greens
- For
- S&D
- For
- Renew
- For
- EPP
- Against
- ECR
- Against
- Patriots
- Against
- ESN
- Against
- 30 Apr 2026 Paragraph 17 — part 1
Adopted 492–50–33
- The Left
- For
- Greens
- For
- S&D
- For
- Renew
- For
- EPP
- For
- ECR
- For
- Patriots
- Divided
- ESN
- Abst.
- 30 Apr 2026 Paragraph 17 — part 2
Adopted 297–248–22
- The Left
- For
- Greens
- For
- S&D
- For
- Renew
- For
- EPP
- Against
- ECR
- Against
- Patriots
- Divided
- ESN
- For
- 30 Apr 2026 Amendment 1 to paragraph 20
Rejected 127–309–143
- The Left
- For
- Greens
- Divided
- S&D
- Abst.
- Renew
- Against
- EPP
- Against
- ECR
- Divided
- Patriots
- Against
- ESN
- Divided
- 30 Apr 2026 Final vote — text as a whole
Adopted 376–187–17
- The Left
- Divided
- Greens
- For
- S&D
- For
- Renew
- For
- EPP
- For
- ECR
- Against
- Patriots
- Against
- ESN
- Against
Add members’ columns
Versions, 3
The text of the dossier, version by version, newest first. Compare shows what changed between two consecutive versions.
Adopted by Parliament30 Apr 2026
Adopted text TA10-0159/2026 TA-10-2026-0159
Tabled for plenary30 Mar 2026
Report A10-0079/2026 A-10-2026-0079
Committee draft3 Dec 2025
Draft report (ECON) ECON-PR-779660
AI: Each version in short Written by AI from the official text — check the source
- Adopted text TA10-0159/2026: This resolution on the Banking Union annual report 2025 welcomes progress under the Single Supervisory Mechanism and Single Resolution Mechanism, and calls for completing the Banking Union, including a European Deposit Insurance Scheme.
- Report A10-0079/2026: This resolution is Parliament's annual report on the Banking Union for 2025. It welcomes progress under the Single Supervisory Mechanism and Single Resolution Mechanism, calls for completing the Banking Union including a European Deposit Insurance Scheme, and addresses supervision, resolution, and deposit insurance.
- Draft report (ECON): This draft report on the Banking Union annual report 2025 welcomes progress with the Single Supervisory Mechanism and the Single Resolution Mechanism, and calls for the full completion of the Banking Union, including a fully fledged European Deposit Insurance Scheme.
What changed, 2
Between consecutive versions, newest pair first. The overviews are written by AI from the two texts; the comparison shows every change.
Latest Tabled for plenary → Adopted by Parliament Report A10-0079/2026 → Adopted text TA10-0159/2026
AI: What changed Written by AI from the official text — check the source
The only substantive change removes a call for stronger supervisory guidance on climate alignment.
Committee draft → Tabled for plenary Draft report (ECON) → Report A10-0079/2026
AI: What changed Written by AI from the official text — check the source
The report broadens its scope to include new topics such as NBFIs, geopolitical impacts, and the Savings and Investments Union, while softening calls for a fully fledged EDIS. It adds new paragraphs on interest rate disparities, cross-border retail banking, digital euro progress, and NBFI risks, while removing calls for a bank solidarity contribution. It updates paragraphs on Basel III, crypto-assets, and crisis management, adding details on implementation and equivalence reviews. It adds a note on risk sharing and updates financial indicators, and changes the tone on EDIS to gradual development. The other changes are formal: renumbering of paragraphs and minor wording adjustments.
Timeline, 6
Every recorded step, newest first, grouped by stage; the latest stage is open.
Plenary stage 2 steps · 30 Mar 2026–30 Apr 2026
30 April 2026
Plenary vote
Sitting of 30 Apr 2026 Report A10-0079/2026Adopted text TA10-0159/2026
30 March 2026
Report tabled for plenary
This is the text all MEPs vote on. Political groups can still table amendments to it.
Committee stage 4 steps · 10 Jul 2025–18 Mar 2026
18 March 2026
Committee vote: report adopted
ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.
19 January 2026
Amendments tabled in committee
Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.
3 December 2025
Draft report published
The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.
10 July 2025
Referred to the ECON (Economic and Monetary Affairs) committee
The lead committee prepares Parliament’s report.
Connections
Texts, decisions, people and other dossiers related to this one.
Texts voted on
- Text REPORT on Banking Union – annual report 2025 Report A10-0079/2026 30 Apr 2026
Other dossiers of the same rapporteur
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Sources & citation
Where the facts on this page come from, and how to cite it.
- Official source
- Data source
- Licensed CC BY 4.0.
- Retrieved
- 25 September 2026
Cite as
European Parliament (2026). “Banking Union – annual report 2025”. Dossier, 30 April 2026. procId 2025-2136, reference 2025/2136(INI). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/dossiers/2025-2136 (retrieved 25 September 2026). Official source: Procedure file (Legislative Observatory, OEIL), https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025%2F2136(INI). Data: EP Open Data API: procedure record, https://data.europarl.europa.eu/api/v2/procedures/2025-2136 (CC BY 4.0).
BibTeX
@misc{epw-dossier-2025-2136,
author = {{European Parliament}},
title = {{Banking Union – annual report 2025}},
year = {2026},
date = {2026-04-30},
howpublished = {\url{https://news.eu-parl.st-solutions.dev/dossiers/2025-2136}},
url = {https://news.eu-parl.st-solutions.dev/dossiers/2025-2136},
urldate = {2026-09-25},
publisher = {EU Parl Watch Research},
note = {Dossier. procId 2025-2136, reference 2025/2136(INI). Official source: https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025\%2F2136(INI). Data: EP Open Data API: procedure record (CC BY 4.0)}
}