Dossier · Own-initiative report
Impact of artificial intelligence on the financial sector
- Reference
- 2025/2056(INI) Own-initiative report
- Where it stands
- Parliament adopted the text on 25 November 2025. This is its final position on the matter.
- Stage
- Parliament’s position
- Lead committee
- Economic and Monetary Affairs ECON
More facts (5)
- Author
- Arba KOKALARI
- Shadow rapporteurs
- 6 members
- Decisions in plenary
- 1
- Last vote
- 25 Nov 2025 · Adopted
- Versions
- 3 versions
Where it stands
The steps of this kind of dossier and how far it has come, from the procedure file.
- Referred to committee (done) 13 March 2025
- Committee work (done) Report adopted 5 November 2025
- Tabled for plenary (done) 11 November 2025
- Plenary vote (done) Adopted 25 November 2025
- Parliament’s position (done) Final
Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.
People
Committees and members responsible for the dossier, as the procedure file names them. Groups as recorded there.
- Lead committee
- Economic and Monetary Affairs ECON
- Author
- Arba KOKALARI (EPP)
- Shadow rapporteurs
- Eero HEINÄLUOMA (S&D), Auke ZIJLSTRA (Patriots), Johan VAN OVERTVELDT (ECR), Billy KELLEHER (Renew), Maria OHISALO (Greens), Pasquale TRIDICO (The Left)
Decisions in plenary, 1
Every decision Parliament took on this dossier, newest first.
| Date | Decision | Kind | Effect | Final vote |
|---|---|---|---|---|
| 25 Nov 2025 | Impact of artificial intelligence on the financial sector | Resolutions | Adopted | 426 for, 182 against, 39 abstained by roll call |
Every roll-call vote on the dossier, in date and voting order, with each group's line at the date of the vote.
Each group's clear line at the date of the vote: a position with at least two thirds of the group's votes (at least 10 members voting), otherwise Divided; “< 10 voted” when fewer took part. Result: outcome, for–against–abstained (method).
- 25 Nov 2025 Final vote on the motion for a resolution
Adopted 426–182–39
- The Left
- Against
- Greens
- Against
- S&D
- For
- Renew
- For
- EPP
- For
- ECR
- For
- Patriots
- Against
- ESN
- Against
Add members’ columns
Versions, 3
The text of the dossier, version by version, newest first. Compare shows what changed between two consecutive versions.
Adopted by Parliament25 Nov 2025
Adopted text TA10-0286/2025 TA-10-2025-0286
Tabled for plenary11 Nov 2025
Report A10-0225/2025 A-10-2025-0225
Committee draft14 May 2025
Draft report (ECON) ECON-PR-773328
AI: Each version in short Written by AI from the official text — check the source
- Adopted text TA10-0286/2025: Parliament's resolution on the impact of artificial intelligence on the financial sector notes the broad adoption of AI and its benefits, while stressing risks and the need for human oversight.
- Report A10-0225/2025: Parliament's resolution on the impact of artificial intelligence on the financial sector notes the broad adoption of AI, highlights benefits and risks, and calls for clear guidance, regulatory consistency, and support for innovation while ensuring consumer protection and financial stability.
- Draft report (ECON): This draft report examines AI use in EU financial services and the regulatory landscape. It notes prudent adoption, mainly for back-office tasks, and calls for clarity and guidance on existing rules rather than new sectoral legislation.
What changed, 2
Between consecutive versions, newest pair first. The overviews are written by AI from the two texts; the comparison shows every change.
Latest Tabled for plenary → Adopted by Parliament Report A10-0225/2025 → Adopted text TA10-0286/2025
AI: What changed Written by AI from the official text — check the source
The versions differ only in formal points: footnote references are removed from three paragraphs.
Committee draft → Tabled for plenary Draft report (ECON) → Report A10-0225/2025
AI: What changed Written by AI from the official text — check the source
The report expands on AI risks and benefits, adding detail on LLM-specific risks and the need for mitigation. It introduces new sections on supervisory challenges, third-party dependency, and DORA, urging authorities to adapt and monitor. It calls for clearer guidance, regulatory coordination, and support for innovation, including sandboxes and skills development. It adds investment figures and a request for an ambitious venture capital proposal to boost AI innovation. Other changes are formal: updated references and forwarding instructions.
Timeline, 6
Every recorded step, newest first, grouped by stage; the latest stage is open.
Plenary stage 2 steps · 11 Nov 2025–25 Nov 2025
25 November 2025
Plenary vote
Sitting of 25 Nov 2025 Report A10-0225/2025Adopted text TA10-0286/2025
11 November 2025
Report tabled for plenary
This is the text all MEPs vote on. Political groups can still table amendments to it.
Committee stage 4 steps · 13 Mar 2025–5 Nov 2025
5 November 2025
Committee vote: report adopted
ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.
4 July 2025
Amendments tabled in committee
Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.
14 May 2025
Draft report published
The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.
13 March 2025
Referred to the ECON (Economic and Monetary Affairs) committee
The lead committee prepares Parliament’s report.
Connections
Texts, decisions, people and other dossiers related to this one.
Texts voted on
- Text REPORT on the impact of artificial intelligence on the financial sector Report A10-0225/2025 25 Nov 2025
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Sources & citation
Where the facts on this page come from, and how to cite it.
- Official source
- Data source
- Licensed CC BY 4.0.
- Retrieved
- 25 September 2026
Cite as
European Parliament (2025). “Impact of artificial intelligence on the financial sector”. Dossier, 25 November 2025. procId 2025-2056, reference 2025/2056(INI). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/dossiers/2025-2056 (retrieved 25 September 2026). Official source: Procedure file (Legislative Observatory, OEIL), https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025%2F2056(INI). Data: EP Open Data API: procedure record, https://data.europarl.europa.eu/api/v2/procedures/2025-2056 (CC BY 4.0).
BibTeX
@misc{epw-dossier-2025-2056,
author = {{European Parliament}},
title = {{Impact of artificial intelligence on the financial sector}},
year = {2025},
date = {2025-11-25},
howpublished = {\url{https://news.eu-parl.st-solutions.dev/dossiers/2025-2056}},
url = {https://news.eu-parl.st-solutions.dev/dossiers/2025-2056},
urldate = {2026-09-25},
publisher = {EU Parl Watch Research},
note = {Dossier. procId 2025-2056, reference 2025/2056(INI). Official source: https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025\%2F2056(INI). Data: EP Open Data API: procedure record (CC BY 4.0)}
}