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Dossier · Own-initiative report

Impact of artificial intelligence on the financial sector

Reference
2025/2056(INI) Own-initiative report
Where it stands
Parliament adopted the text on 25 November 2025. This is its final position on the matter.
Stage
Parliament’s position
Lead committee
Economic and Monetary Affairs ECON
More facts (5)
Author
Arba KOKALARI
Shadow rapporteurs
6 members
Decisions in plenary
1
Versions
3 versions

Where it stands

The steps of this kind of dossier and how far it has come, from the procedure file.

  1. Referred to committee (done) 13 March 2025
  2. Committee work (done) Report adopted 5 November 2025
  3. Tabled for plenary (done) 11 November 2025
  4. Plenary vote (done) Adopted 25 November 2025
  5. Parliament’s position (done) Final

Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.

People

Committees and members responsible for the dossier, as the procedure file names them. Groups as recorded there.

Lead committee
Economic and Monetary Affairs ECON
Author
Arba KOKALARI (EPP)

Decisions in plenary, 1

Every decision Parliament took on this dossier, newest first.

Effect: what the decision did. Final vote: for–against–abstained, and how it was recorded.
DateDecisionKindEffectFinal vote
25 Nov 2025Impact of artificial intelligence on the financial sector ResolutionsAdopted426 for, 182 against, 39 abstained by roll call

Voting grid

Export

Every roll-call vote on the dossier, in date and voting order, with each group's line at the date of the vote.

Each group's clear line at the date of the vote: a position with at least two thirds of the group's votes (at least 10 members voting), otherwise Divided; “< 10 voted” when fewer took part. Result: outcome, for–against–abstained (method).

  1. Adopted 426–182–39

    The Left
    Against
    Greens
    Against
    S&D
    For
    Renew
    For
    EPP
    For
    ECR
    For
    Patriots
    Against
    ESN
    Against
Add members’ columns
The people on this dossier — pick up to 6. Each gets a column with their own position.

Versions, 3

The text of the dossier, version by version, newest first. Compare shows what changed between two consecutive versions.

  1. Adopted by Parliament25 Nov 2025

    Adopted text TA10-0286/2025 TA-10-2025-0286

    Compare with tabled for plenary

  2. Tabled for plenary11 Nov 2025

    Report A10-0225/2025 A-10-2025-0225

    Compare with committee draft

  3. Committee draft14 May 2025

    Draft report (ECON) ECON-PR-773328

AI: Each version in short Written by AI from the official text — check the source
  • Adopted text TA10-0286/2025: Parliament's resolution on the impact of artificial intelligence on the financial sector notes the broad adoption of AI and its benefits, while stressing risks and the need for human oversight.
  • Report A10-0225/2025: Parliament's resolution on the impact of artificial intelligence on the financial sector notes the broad adoption of AI, highlights benefits and risks, and calls for clear guidance, regulatory consistency, and support for innovation while ensuring consumer protection and financial stability.
  • Draft report (ECON): This draft report examines AI use in EU financial services and the regulatory landscape. It notes prudent adoption, mainly for back-office tasks, and calls for clarity and guidance on existing rules rather than new sectoral legislation.

Report a problem

What changed, 2

Between consecutive versions, newest pair first. The overviews are written by AI from the two texts; the comparison shows every change.

  1. Latest Tabled for plenary → Adopted by Parliament Report A10-0225/2025 → Adopted text TA10-0286/2025

    AI: What changed Written by AI from the official text — check the source

    The versions differ only in formal points: footnote references are removed from three paragraphs.

    Read the changes · Report a problem

    Compare the two versions

  2. Committee draft → Tabled for plenary Draft report (ECON) → Report A10-0225/2025

    AI: What changed Written by AI from the official text — check the source

    The report expands on AI risks and benefits, adding detail on LLM-specific risks and the need for mitigation. It introduces new sections on supervisory challenges, third-party dependency, and DORA, urging authorities to adapt and monitor. It calls for clearer guidance, regulatory coordination, and support for innovation, including sandboxes and skills development. It adds investment figures and a request for an ambitious venture capital proposal to boost AI innovation. Other changes are formal: updated references and forwarding instructions.

    Read the changes · Report a problem

    Compare the two versions

Timeline, 6

Every recorded step, newest first, grouped by stage; the latest stage is open.

Plenary stage 2 steps · 11 Nov 2025–25 Nov 2025
  1. 25 November 2025

    Plenary vote

    Sitting of 25 Nov 2025 Report A10-0225/2025Adopted text TA10-0286/2025

  2. 11 November 2025

    Report tabled for plenary

    This is the text all MEPs vote on. Political groups can still table amendments to it.

    Report A10-0225/2025

Committee stage 4 steps · 13 Mar 2025–5 Nov 2025
  1. 5 November 2025

    Committee vote: report adopted

    ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.

  2. 4 July 2025

    Amendments tabled in committee

    Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.

    Amendments in committee (ECON)

  3. 14 May 2025

    Draft report published

    The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.

    Draft report (ECON)

  4. 13 March 2025

    Referred to the ECON (Economic and Monetary Affairs) committee

    The lead committee prepares Parliament’s report.

Connections

Texts, decisions, people and other dossiers related to this one.

Sources & citation

Where the facts on this page come from, and how to cite it.

Data source
Licensed CC BY 4.0.
Retrieved
25 September 2026

Cite as

European Parliament (2025). “Impact of artificial intelligence on the financial sector”. Dossier, 25 November 2025. procId 2025-2056, reference 2025/2056(INI). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/dossiers/2025-2056 (retrieved 25 September 2026). Official source: Procedure file (Legislative Observatory, OEIL), https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025%2F2056(INI). Data: EP Open Data API: procedure record, https://data.europarl.europa.eu/api/v2/procedures/2025-2056 (CC BY 4.0).
BibTeX
@misc{epw-dossier-2025-2056,
  author = {{European Parliament}},
  title = {{Impact of artificial intelligence on the financial sector}},
  year = {2025},
  date = {2025-11-25},
  howpublished = {\url{https://news.eu-parl.st-solutions.dev/dossiers/2025-2056}},
  url = {https://news.eu-parl.st-solutions.dev/dossiers/2025-2056},
  urldate = {2026-09-25},
  publisher = {EU Parl Watch Research},
  note = {Dossier. procId 2025-2056, reference 2025/2056(INI). Official source: https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2025\%2F2056(INI). Data: EP Open Data API: procedure record (CC BY 4.0)}
}