Dossier · Own-initiative report

Banking Union – annual report 2024

Reference: 2024/2055(INI) Own-initiative report
Where it stands: Parliament adopted the text on 8 May 2025. This is its final position on the matter.
Stage: Parliament’s position
Lead committee: Economic and Monetary Affairs ECON

More facts (5)

Author: Ralf SEEKATZ
Shadow rapporteurs: 6 members
Decisions in plenary: 1
Last vote: 8 May 2025 · Adopted
Versions: 3 versions

Author: Ralf SEEKATZ
Shadow rapporteurs: 6 members
Decisions in plenary: 1
Last vote: 8 May 2025 · Adopted
Versions: 3 versions

Cite this page

Legislative Observatory

Link to this page

Where it stands

The steps of this kind of dossier and how far it has come, from the procedure file.

Referred to committee (done) 10 October 2024
Committee work (done) Report adopted 19 March 2025
Tabled for plenary (done) 26 March 2025
Plenary vote (done) Adopted 8 May 2025
Parliament’s position (done) Final

Parliament sets out its own position on a topic. The resolution is not binding but signals what Parliament wants.

People

Committees and members responsible for the dossier, as the procedure file names them. Groups as recorded there.

Lead committee: Economic and Monetary Affairs ECON
Author: Ralf SEEKATZ (EPP)
Shadow rapporteurs: Jonás FERNÁNDEZ (S&D), Jorge MARTÍN FRÍAS (Patriots), Marlena MALĄG (ECR), Engin EROGLU (Renew), Kira Marie PETER-HANSEN (Greens), Pasquale TRIDICO (The Left)

Decisions in plenary, 1

Every decision Parliament took on this dossier, newest first.

**Effect**: what the decision did. **Final vote**: for–against–abstained, and how it was recorded.
Date	Decision	Kind	Effect	Final vote
8 May 2025	Banking Union – annual report 2024	Resolutions	Adopted	345 for, 135 against, 62 abstained by roll call

Voting grid

Export

Every roll-call vote on the dossier, in date and voting order, with each group's line at the date of the vote.

Each group's clear line at the date of the vote: a position with at least two thirds of the group's votes (at least 10 members voting), otherwise Divided; “< 10 voted” when fewer took part. Result: outcome, for–against–abstained (method).

Voting grid of 2024/2055(INI): one row per roll call, one column per group, then the result.
Vote	The Left	Greens	S&D	Renew	EPP	ECR	Patriots	ESN	Result
8 May 2025 Amendment 1 to paragraph 1	Abst.	Against	Against	Against	Against	For	For	For	Rejected180–346–28
8 May 2025 Separate vote on paragraph 9	Divided	For	For	For	For	For	Divided	Against	Adopted439–48–55
8 May 2025 Amendment 5, adding text after paragraph 10	Against	Against	Against	Against	Against	For	Divided	For	Rejected134–365–50
8 May 2025 Amendment 6 to paragraph 16	Against	Against	Against	Against	Against	For	Divided	For	Rejected121–372–56
8 May 2025 Separate vote on paragraph 17	For	For	For	For	For	Abst.	Divided	Against	Adopted366–77–94
8 May 2025 Amendment 2, adding text after paragraph 18	For	Against	Against	For	Against	For	For	For	Adopted267–246–31
8 May 2025 Separate vote on paragraph 25	For	For	For	For	For	Abst.	Against	Against	Adopted355–117–69
8 May 2025 Amendment 8 to paragraph 32	Against	Against	Against	Against	Against	Abst.	Divided	For	Rejected77–382–88
8 May 2025 Amendment 9 to paragraph 35	Against	Against	Against	Against	Against	Abst.	Divided	For	Rejected89–375–83
8 May 2025 Paragraph 44 — part 2	For	For	For	For	For	Divided	Against	Against	Adopted378–142–21
8 May 2025 Final vote — text as a whole	Divided	For	For	For	For	Abst.	Against	Against	Adopted345–135–62

8 May 2025 Amendment 1 to paragraph 1

Rejected 180–346–28

The Left

Abst.
Greens

Against
S&D

Against
Renew

Against
EPP

Against
ECR

For
Patriots

For
ESN

For
8 May 2025 Separate vote on paragraph 9

Adopted 439–48–55

The Left

Divided
Greens

For
S&D

For
Renew

For
EPP

For
ECR

For
Patriots

Divided
ESN

Against
8 May 2025 Amendment 5, adding text after paragraph 10

Rejected 134–365–50

The Left

Against
Greens

Against
S&D

Against
Renew

Against
EPP

Against
ECR

For
Patriots

Divided
ESN

For
8 May 2025 Amendment 6 to paragraph 16

Rejected 121–372–56

The Left

Against
Greens

Against
S&D

Against
Renew

Against
EPP

Against
ECR

For
Patriots

Divided
ESN

For
8 May 2025 Separate vote on paragraph 17

Adopted 366–77–94

The Left

For
Greens

For
S&D

For
Renew

For
EPP

For
ECR

Abst.
Patriots

Divided
ESN

Against
8 May 2025 Amendment 2, adding text after paragraph 18

Adopted 267–246–31

The Left

For
Greens

Against
S&D

Against
Renew

For
EPP

Against
ECR

For
Patriots

For
ESN

For
8 May 2025 Separate vote on paragraph 25

Adopted 355–117–69

The Left

For
Greens

For
S&D

For
Renew

For
EPP

For
ECR

Abst.
Patriots

Against
ESN

Against
8 May 2025 Amendment 8 to paragraph 32

Rejected 77–382–88

The Left

Against
Greens

Against
S&D

Against
Renew

Against
EPP

Against
ECR

Abst.
Patriots

Divided
ESN

For
8 May 2025 Amendment 9 to paragraph 35

Rejected 89–375–83

The Left

Against
Greens

Against
S&D

Against
Renew

Against
EPP

Against
ECR

Abst.
Patriots

Divided
ESN

For
8 May 2025 Paragraph 44 — part 2

Adopted 378–142–21

The Left

For
Greens

For
S&D

For
Renew

For
EPP

For
ECR

Divided
Patriots

Against
ESN

Against
8 May 2025 Final vote — text as a whole

Adopted 345–135–62

The Left

Divided
Greens

For
S&D

For
Renew

For
EPP

For
ECR

Abst.
Patriots

Against
ESN

Against

Add members’ columns

Versions, 3

The text of the dossier, version by version, newest first. Compare shows what changed between two consecutive versions.

Adopted by Parliament8 May 2025

Adopted text TA10-0105/2025 TA-10-2025-0105

Compare with tabled for plenary
Tabled for plenary26 Mar 2025

Report A10-0044/2025 A-10-2025-0044

Compare with committee draft
Committee draft7 Nov 2024

Draft report (ECON) ECON-PR-765133

Each version in short Written by AI from the official text — check the source

Adopted text TA10-0105/2025: Parliament's annual report on the Banking Union acknowledges progress but stresses that the Banking Union remains incomplete without a European deposit insurance scheme. It calls for completing the Banking Union and Capital Markets Union, enhancing competitiveness, and addressing risks such as cyber threats and bank desertification.
Report A10-0044/2025: This resolution on the Banking Union annual report 2024 acknowledges progress made through the Single Supervisory Mechanism and Single Resolution Mechanism, but notes the Banking Union remains incomplete without a European deposit insurance scheme.
Draft report (ECON): This draft report on Banking Union – annual report 2024 asks the Commission to keep completing the Banking Union a priority, notes challenges to EU banks' competitiveness, and makes recommendations on supervision, resolution and deposit insurance.

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What changed, 2

Between consecutive versions, newest pair first. The overviews are written by AI from the two texts; the comparison shows every change.

Latest Tabled for plenary → Adopted by Parliament Report A10-0044/2025 → Adopted text TA10-0105/2025

AI: What changed Written by AI from the official text — check the source

Adds a paragraph on bank branch closures and the importance of smaller banks, calling for proportionality in supervision. Other changes are formal: decimal separators updated and paragraphs renumbered.

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Compare the two versions
Committee draft → Tabled for plenary Draft report (ECON) → Report A10-0044/2025

AI: What changed Written by AI from the official text — check the source

The report expands significantly, adding many new paragraphs on topics like digitalisation, cyber resilience, climate risks, and gender balance. It updates positions on the Banking Union's completion, emphasising the missing European deposit insurance scheme and the need to avoid taxpayer bailouts. It revises paragraphs on Basel III implementation, non-performing loans, and resolvability, adding calls for assessments and noting national roles. The other changes are formal: a punctuation correction in a year reference.

Read the changes · Report a problem

Compare the two versions

Timeline, 8

Every recorded step, newest first, grouped by stage; the latest stage is open.

Plenary stage 4 steps · 26 Mar 2025–8 May 2025

8 May 2025

Plenary vote

Sitting of 8 May 2025 Report A10-0044/2025 Adopted text TA10-0105/2025
7 May 2025

Debated in plenary

MEPs debated the text in the chamber ahead of the vote.

Sitting of 7 May 2025 Report A10-0044/2025
29 April – 30 April 2025

15 amendments tabled for the plenary vote

Groups propose changes to the tabled text; each is voted on before the final vote.

Amendment 1 Amendment 2 Amendments 3–10 Amendments 11–15
26 March 2025

Report tabled for plenary

This is the text all MEPs vote on. Political groups can still table amendments to it.

Report A10-0044/2025

Committee stage 4 steps · 10 Oct 2024–19 Mar 2025

19 March 2025

Committee vote: report adopted

ECON (Economic and Monetary Affairs) voted on the amendments and adopted the report that goes to plenary.
16 December 2024

Amendments tabled in committee

Members of ECON (Economic and Monetary Affairs) proposed changes to the draft.

Amendments in committee (ECON)
7 November 2024

Draft report published

The rapporteur’s first text in ECON (Economic and Monetary Affairs). Members can table amendments before the committee votes.

Draft report (ECON)
10 October 2024

Referred to the ECON (Economic and Monetary Affairs) committee

The lead committee prepares Parliament’s report.

Connections

Texts, decisions, people and other dossiers related to this one.

Sources & citation

Where the facts on this page come from, and how to cite it.

Permalink: https://news.eu-parl.st-solutions.dev/dossiers/2024-2055
Official source: Procedure file (Legislative Observatory, OEIL)
Data source: EP Open Data API: procedure record
Licensed CC BY 4.0.
Retrieved: 25 September 2026

Cite as

European Parliament (2025). “Banking Union – annual report 2024”. Dossier, 8 May 2025. procId 2024-2055, reference 2024/2055(INI). EU Parl Watch Research. https://news.eu-parl.st-solutions.dev/dossiers/2024-2055 (retrieved 25 September 2026). Official source: Procedure file (Legislative Observatory, OEIL), https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2024%2F2055(INI). Data: EP Open Data API: procedure record, https://data.europarl.europa.eu/api/v2/procedures/2024-2055 (CC BY 4.0).

BibTeX

@misc{epw-dossier-2024-2055,
  author = {{European Parliament}},
  title = {{Banking Union – annual report 2024}},
  year = {2025},
  date = {2025-05-08},
  howpublished = {\url{https://news.eu-parl.st-solutions.dev/dossiers/2024-2055}},
  url = {https://news.eu-parl.st-solutions.dev/dossiers/2024-2055},
  urldate = {2026-09-25},
  publisher = {EU Parl Watch Research},
  note = {Dossier. procId 2024-2055, reference 2024/2055(INI). Official source: https://oeil.secure.europarl.europa.eu/oeil/en/procedure-file?reference=2024\%2F2055(INI). Data: EP Open Data API: procedure record (CC BY 4.0)}
}